Services

Our Services & Products

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Mobile loans

Get loans through you mobile phone

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Education Loan

Get loan for your child or your education

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Normal Loan

Get a loan at any time for any need.

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Emergency Loan

Get a loan incase of an Emergency

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Chama Product

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Mobile loans
Education Loan
Normal Loan
Emergency Loan
Chama Product
Mobile Loan

Limit depend with your deposits Repayable within 1 month No guarantors needed Interest rate is ___% on a fixed rate.

For Application done on the phone Dial *555276*29991#

Education Loan

Finance personal or family education financing. Repayable within 12 months (1year). Guarantors are compulsory Interest rate is at 1% per month on reducing balance Attach fee structure or school invoice.

Normal Loan

A normal loan is designed for development purposes. Be a Sacco member with consistent contributions for a minimum of 6 months. Defaulters don't qualify. Provide a collateral to qualify for the loan. You will be eligible for a loan of up to three times (x3) your current Savings. The amount borrowed shall not exceed KES ____ Million. Interest rate of 1.00% per month on a reducing balance. The repayment period shall be a maximum of 36 months.

Emergency Loan

A product that caters for your emergency need. Maximum amount is 50,000 Repayable within 12 months (1yr) Guarantors are compulsory Interest rate is at 1% per month on reducing balance Disbursed with 48 hours upon meeting all conditions

Chama Product

A product for organized groups(with effect from Apr 2020). Registration fee Kshs 1,000 Loan given three times the group savings. Monthly group savings of Kshs 5,000. Group constitution to be submitted during registration. Group minutes should be availed during registration. .

FixedTerm Deposit Investment

A product that enables you to save for your future dreams. Fix your money for 3, 6, or 12 months Earn a guaranteed interest of XX% - XX% p.a Amounts earn interest annually calculated on a monthly basis Withdrawal done once One loses interest if you withdraw prematurely No administration fees will be charged The principal and interest earned is with-drawable upon maturity of contract. The principal and interest can be rolled over on maturity.

Fixed amount can be used a collateral for loans payable before maturity period

Principal Savings 3 Months Interest Earned 6 Months Interest Earned 1 Year Interest Earned
KES 50,000 to 100,000 3 % 4 % 5 %
KES 100,001 to 500,000 4 % 5 % 6 %
KES 500,001 to 1,000,000 5 % 6 % 7 %
KES 1,000,001 to 2,000,000 6 % 7 % 8 %
KES 2,000,001 to 5,000,000 7 % 8 % 9 %
Above KES 5,000,000 8 % 9 % 10 %